Thursday, April 30, 2020

Mortgage News: COVID-19 home prices are unlikely to hit 2008 levels

Here's what you need to know this week
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Better Mortgage Market News 4/30/20

As part of our mission to make homeownership simple, fair, and affordable, we're committed to providing the most accurate and up-to-date information available to everyone in our community. Here's what you need to know this week.

Why COVID-19 home prices are unlikely to hit 2008 levels

While the national median home price has remained steady at about $320,000 over the last 6 weeks, Fannie Mae and Freddie Mac both predict a decline through the end of the year. Year-over-year price growth has already started to slow down, with prices for the week of April 12th only 0.3% higher than last year compared to 0.8% the previous week.

There are a few reasons, however, that the current environment shouldn't conjure up memories of 2008's housing collapse.

Fed and Treasury signal that the mortgage market is healthy enough for now

Delinquencies reportedly rose 3.4% in March, and 6.4% of all mortgages are currently in forbearance agreements. In spite of these trends, neither the head of the Federal Reserve nor the head of the US Treasury have indicated that they believe these problems signal an industry-wide issue for servicers and lenders — at least not yet.

 
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Wednesday, April 29, 2020

Join Us for a Virtual Wine Dinner

  Enjoy four courses for two at home  
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Enjoy four courses for two at home
California Casual - Virtual wine dinner - Learn More
Call to order a virtual wine dinner See the menu for a virtual wine dinner
Order two burgers and a cab Purchase a gift card now
ORDER CARRY OUT FIND A LOCATION ORDER CATERING
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* Not available in Radnor, PA, Salt Lake City, UT and Atlanta, GA Fleming's locations. Wine selections, pricing and participation vary by location. Available only for curbside pickup while supplies last from 4/29/2020-5/4/2020. Guests may substitute wine pairing with a non-alcoholic beverage. All orders of alcoholic beverages MUST be signed for by an individual capable of proving he or she is 21+. Price excludes tax and gratuity.

** Not available in Radnor, PA, Salt Lake City, UT and Atlanta, GA Fleming's locations. Available only for curbside pickup from 12:30PM to 3PM. Price excludes tax and gratuity.

† E-BONUS CARD IS NOT A GIFT CARD. Valid at any Bloomin' Brands restaurant locations in the United States. Gratuity, taxes and alcoholic beverages not included. Limit one card per visit/order, per table. E-Bonus not redeemable for online payment. To redeem E-Bonus for Curbside pickup, present upon payment. Not valid for third party deliveries. No cash value. No replacement value if lost or stolen. Will not carry an unused balance. No reproduction will be accepted. Price and promotion may vary. Not valid with any other discounts or offers including any Dine Rewards redemption. Not valid for Private Dining events. Not redeemable at Carrabba's Kirby and Carrabba's Woodway locations in Houston, TX, Carrabba's and Outback airport locations. Valid at these restaurants: Outback Steakhouse, Bonefish Grill, Carrabba's Italian Grill, and Fleming's Prime Steakhouse & Wine Bar. VALID FOR REDEMPTION APRIL 8, 2020 – DECEMBER 30, 2020.

Menus, participation and pricing may vary due to local selections. Fleming's abides by all state and local liquor laws.

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©2020 OS Prime, LLC. All rights reserved. 2202 N. West Shore Blvd. Suite 500 Tampa, FL 33607 USA

Mom will ❤️ this gift!

Give her the gift of steak
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Outback Steakhouse Celebrate your aus-some mom. Purchase $50 in gift cards and receive a $10 gift for you.* Buy now at Outback.com/Gift-Cards New! Expanded Delivery Area. To better serve you, we have expanded our delivery area, and delivery is free for a limited time.**
VIEW MENU ORDER TO GO
SEE OFFERS GET ON THE LIST
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DINE REWARDS
Do you want 50% off every 4th visit?†
Sign up for Dine Rewards today! It's FREE to sign up.
P.S. Delivery and Curbside Takeaway count as a visit!
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Join Dine Rewards today!
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Prices, product participation and restaurant hours may vary by location.

*Offer valid for a limited time only. Buy $50 or more in gift cards and receive a $10 E-Bonus card via email. VALID FOR REDEMPTION APRIL 9, 2020 – DECEMBER 31, 2020. THIS IS NOT A GIFT CARD. Valid at any Bloomin' Brands restaurant locations in the United States. Gratuity, taxes and alcoholic beverages not included. Limit one card per visit/order, per table. e-Bonus not redeemable for online payment. To redeem e-Bonus for delivery order, call to pay in advance. To redeem e-Bonus for Curbside pickup, present upon payment. Not valid for third party deliveries. No cash value. No replacement value if lost or stolen. Will not carry an unused balance. No reproduction will be accepted. Price and promotion may vary. Not valid with any other discounts or offers including any Dine Rewards redemption. Not valid for Private Dining events. Not redeemable at Carrabba's Kirby and Carrabba's Woodway locations in Houston, TX, Carrabba's and Outback airport locations. Valid at these restaurants: Outback Steakhouse, Bonefish Grill, Carrabba's Italian Grill, and Fleming's Prime Steakhouse & Wine Bar. VALID FOR REDEMPTION APRIL 9, 2020 – DECEMBER 31, 2020.

**Delivery charge waived for a limited time. Online ordering for delivery only available at select delivery locations. Alcoholic beverages not available for delivery. Delivery availability may vary based on drive time. Delivery available at participating locations in the U.S. Delivery availability is based on proximity to the restaurant. Estimated delivery time will vary. Prices, product participation and delivery hours may vary by location. Driver tip not included. Free Delivery from Outback Steakhouse only; offer does not apply to 3rd party.

†Minimum spend of $20 ($40 at Fleming's) required to earn qualifying visits. Reward is 50% off up to $20 ($40 at Fleming's). Reward cannot be used towards tax, gratuity or alcohol. Reward must be redeemed within 90 days. Cannot combine reward with any other offer or discount. Other restrictions may apply. The displayed status is not based on real-time data, therefore your Qualified Visit and Reward details may differ from what is shown based on recent account activity. Visit dine-rewards.com for full program details. Void where prohibited by law.

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Outback Steakhouse - 2202 N. West Shore Blvd. Suite 500 Tampa, FL 33607

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