30-year rates have dropped, too
| | Compare loans and lock instantly | | | Our 15-year fixed rates are at all-time lows today — and rates have dropped across the board. Choose the loan type that's right for you, and lock your rate instantly online. | |
| | Better rate / APR | | | 2.503% / 2.618% | | | | |
| | Better rate / APR | | | 3.116% / 3.174% | | | | |
| | Rates for refinancing based on 15-year fixed and 30-year fixed, $300,000 loans* | |
| | Need help deciding? Most customers who want a lower monthly payment choose a 30-year fixed, while those looking to save on total interest over time choose the 15-year option. | | | | | | | | |
| *Rate, APR, Monthly Payment Disclaimer/Assumptions: This is not a commitment to lend. Terms and conditions apply. Interest rates, annual percentage rates (APRs), monthly payments, and total interest rates are for informational purposes only. Mortgage rates are based on current market conditions and change daily. The advertised interest rates, APRs, monthly payments, and total interest rates are based on the following assumptions: $300,000 loan amount; interest rates and APRs may include up to 1 discount point ($3,000) as an upfront cost to borrower; 30-Year or 15-Year fixed rate and term refinance; borrower with above average credit (i.e., FICO score of 760 or higher); maximum loan-to-value ratio of 80%; subject property is a Single Family Residence; subject property is borrower's primary residence. The APR listed above is an estimate and may not include all applicable fees. Your interest rate, APR, monthly payments, and total interest rates may differ based on current market rates, property type, loan amount, loan-to-value ratio, credit score and other variables. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR. Monthly payments listed above are estimates and do not include taxes and insurance, if applicable. Actual payment obligations will be greater than estimates provided. Rates and terms are subject to change at any time without notice and are subject to state restrictions. | |
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BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. Better Mortgage Corporation is licensed by the Department of Business Oversight under the California Finance Lender Law License No.6052748, NMLS # 330511. (www.nmlsconsumeraccess.org). Equal Housing Lender. Not available in all states. Alaska Mortgage Broker/Lender License (# AK330511); Alabama Consumer Credit License (# 22548); Arkansas Combination Mortgage Banker-Broker-Servicer License (# 114738); Arizona Mortgage Banker License (# 0942146); CA Dept. of Business Oversight - Finance Lenders Law License (# 6052748); Loans made or arranged pursuant to Mortgage Company Registration with the Colorado Division of Real Estate (# 330511); Connecticut Mortgage Lender License (# ML-330511); District of Columbia Mortgage Dual Authority License (# MLB330511); Delaware Lender License (# 026589); Florida Mortgage Lender License (# MLD1484)Georgia Mortgage Lender License (# 43354); Iowa Mortgage Banker License (# 2018-0056); Idaho Mortgage Broker/Lender License (# MBL-2080330511); Illinois Residential Mortgage Licensee (# MB.6761046); Indiana DFI Mortgage Lending License (# 330511); Kansas Mortgage Company License (# MC.0025544); Kentucky Mortgage Company License (# MC419058); Louisiana Residential Mortgage Lending License (# 330511); Maryland Mortgage Lender License (# 21438); Maine Supervised Lender License (# 330511); Michigan 1st Mortgage Broker/Lender Registrant (# FR0020971); Mississippi Mortgage Lender License (# 330511); Missouri Mortgage Company License (# 19-2462); Montana Mortgage Lender License (# 330511); North Carolina Mortgage Lender License (# L-162055); North Dakota Mortgage Broker License (# MB103296); Nebraska Mortgage Lender License (# 330511); Licensed by the N.J. Department of Banking and Insurance (# 330511); New Mexico Mortgage Lender License (# 330511); Licensed Mortgage Banker – NYS DFS (# LMB-109666); Ohio Residential Mortgage Lending Act Certificate of Registration (# RM.804430.000); Oklahoma Mortgage Lender License (# ML011933); Oregon Mortgage Lending License (# ML-5310); Pennsylvania Mortgage Lender License (# 46959); Rhode Island Mortgage Lender License (# 20183669LL); South Carolina-BFI Mortgage Lender / Servicer License (# MLS-330511); South Dakota Mortgage Lender License (# ML.05201); Tennessee Mortgage License (# 136757); Texas Mortgage Lender License (# 330511); Utah Mortgage Entity License (# 11448204); Washington Consumer Loan License (# CL-330511); Wisconsin Mortgage Banker License (# 330511BA); West Virginia Mortgage Lender License (# ML36354); Wyoming Mortgage Lender License (# 3369)
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