5 Benefits of Refinancing 👍

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Jason, now is the time to save! Refinance Now Most people refinance to secure a better interest rate or to shorten the term of their mortgage, but the benefits don't stop there. Here are five benefits to refinancing: Lower monthly payments In addition to decreasing your monthly payment amount, reducing your interest rate can help you save money in the long term and build equity in your home faster. Consolidate debt If you have debt in multiple areas, refinancing could help you consolidate it. Using this method, you can replace multiple loans with one loan, leaving you with one convenient monthly payment. Get cash on hand Refinancing your existing mortgage into a new one for a larger amount and pocketing the difference (minus closing costs) and using it for remodeling or landscaping projects. Pay off your mortgage faster Refinancing your mortgage to obtain a shorter term can save you money on your overall interest payments and allow you to own your home, free of mortgage debt, in half the time. Gain stability If you started with an adjustable-rate loan, refinancing into a fixed-rate loan can help you make steady payments—especially if you are concerned with inflation and the resulting possibility of higher monthly payments.   So what are you waiting for? Get your free quote now. Thank you,   Sebonic Financial Limited Partnership | NMLS 66247 855-561-4944 sebonic.com This is not a loan commitment or guarantee of any kind. Loan approval and rate are dependent upon borrower credit, collateral, financial history, and program availability at time of origination. Rates and terms are subject to change without notice. Corporate Address: 3701 Arco Corporate Drive, Suite 200, Charlotte, North Carolina 28273. Cardinal Financial Company, Limited Partnership, DBA Sebonic Financial, (NMLS ID 66247, for licensing information, go to www.nmlsconsumeraccess.org) has the following licenses: AZ Mortgage Banker License #0925883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 603K498; Kansas Licensed Mortgage Company #MC.0025207; Massachusetts Mortgage Lender/Broker License MC66247; NV Mortgage Company Licenses #3968; Licensed by the New Jersey Department of Banking and Insurance #8701663; Licensed Mortgage Banker - NYS Banking Department #B500951; Rhode Island Licensed Lender #20132934LL; and is also approved to lend in: AL, AK, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Additional licensing information can be found at: https://sebonic.com/licensing/. Please note that Cardinal Financial Company, Limited Partnership will never ask you to reveal or confirm any personal or account information from an email. We value and respect your email privacy. Click here to view our privacy policy.   This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. Please notify the sender immediately by email if you have received this email by mistake and delete this email from your system. If you are not the intended recipient, you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited.     Cardinal Financial Company, Limited Partnership, 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273 Unsubscribe Manage Preferences