| | | | | Jason, If you've got a good thing going with your current mortgage rate, a home equity loan or line of credit (HELOC) could be for you. Why get a home equity loan or HELOC?  | Borrow your home equity without changing your mortgage. | | | Use funds for home improvements, debt consolidation or almost anything. | | | Enjoy lower rates and larger loans than typical credit cards or personal loans. | | | Choose a fixed or variable rate, plus explore a range of repayment options. | Home Equity Rates
for January 1, 2026 | Loan Amount | APR | Monthly Payment | | $25,000 | 6.49% | $158 | | $50,000 | 6.49% | $316 | | $100,000 | 6.49% | $474 | | | | | How much could you borrow? Use our free tool to calculate your accessible equity. | |
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