| Jason, What's the point of home equity if you can't use it? Cash-out refinancing helps convert your equity into cash without needing to sell or get a second mortgage. It's a win-win! Is a cash-out refi right for you? Ask yourself:  | Are you a homeowner with built-up equity? | | | Do you need money for debt consolidation, home repairs or other big expenses? | | | Would you prefer a lower rate than most HELOCs and personal loans? | |
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