Plus, was buying a home actually easier fifty years ago?
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Source: US average mortgage rates from Mortgage News Daily
Better Mortgage Rates Disclosure: Rates shown are daily average interest rates, not APRs, based on Better Mortgage data and are for informational purposes only. Rates are not guaranteed, may include borrower-paid or lender credits, and actual rates and terms vary by borrower and transaction. Comparison to Mortgage News Daily averages may not reflect individual borrower scenarios and is not a guarantee of lower rates or savings. |
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📊 When will the housing market return to normal?"Normal" is a moving target, and it depends on what you're measuring: inventory, price growth, or affordability. Some of those indicators are already trending toward pre-pandemic patterns, while others remain far off. This piece looks at which parts of the market are actually shifting and which are likely to stay stuck longer than buyers expect.
See what's actually shifting |
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🤔 Was buying a home actually easier in 1976 than it is today?It's a common assumption that homebuying used to be simpler, but the full picture is more complicated. This comparison lines up home prices, incomes, mortgage rates, and lending access across both eras using matched methodology. See how the two eras actually compare once the numbers are lined up side by side.
See the side-by-side comparison |
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